Our Services
A strong financial foudation starts with proper protection in the event of disability, health problems, or premature death. Consider great Health Plan, Long Term Care plan and Life Insurance plan.
Health Insurance
As Low As $0 per month
Provider: Health Net - LA Care - Blue Cross - Kaiser Permanente - Anthem - Molina Healthcare
How much Life Insurance do you need?
A basic rule of thumb is to have enough life insurance coverage to provide approximately 10 times your annual household income.
For example, if the current household income totals $50,000, consider having a total of $500,000 life insurance protection.
Long-Term Care Insurance
Receive benefit from $2,000 to $20,000 per month
Cannot perform 2 of 6 Daily Activities to qualify
Transfering - Toileting - Bathing
Dressing - Eating - Continence
Death Benefit + Living Benefit with Cash Value
Death Benefit + Living Benefit with Cash Value
Life insurance living benefits are financial benefits that life insurance policyholders can access during their lifetime.
The 2 main types of living benegit are:
Cash Value & Illness riders
Options fo Illness riders:
Critical Illness - Terminal Illness
Long-term Care or Chronic Illness
Can't perform 2 of 6 ADLs
Can't perform 2 of 6 ADLs
The Department of Health and Human Services estimates that 70% of Americans over age 65 will need long-term care (LTC) services within their lifetime.
With an average cost of over $5,000 a month, not having long-term care insurance coverage could severely compromise a retiree’s financial security.
Income Opportunities
There’s no need to quit your current job to determine if this career is right for you as an independent agent.
Test the waters and join our team as a part-time insurance agent to discover the flexibility that it offers to our financial professionals. Build A Great Business in Financial Industry
Travel Insurance
A type of insurance covering financial losses associated with traveling, for domestic or international travel.
Medical coverage can help with unexpected international medical expenses, locating doctors and healthcare facilities abroad.
Annuities
Offer a guaranteed income stream for retirees for a fixed period or the rest of their life.
Help retirees address the risk of outliving their savings.
An annuity can be categorized as immediate or deferred, and fixed, variable, or indexed.
